Baby Step 1...almost...

DONE! And then not..I'm so close I can almost taste it! Baby Step 1 of Dave Ramsey's plan for Financial Peace is to have $1000 in an emergency fund. So, I had it for about a day...then came the aforementioned fraudulant bank activity and baby showers. Technically, the baby showers were NOT an emergency and I should not have used emergency fund money for it. However, creating a good, written budget takes about 3 months of working out, giving and taking. So, that is really what happened to my emergency fund in regards to the showers. All that to say...BS1 is almost done! Next paycheck, I'll have it all and I will have started Baby Step 2...the Debt Snowball! I can't wait for that step! It will be the longest running, but I think the most fun!!!